内衣: undergarment, underwear...
这就是说: in other words, that is to say...
勾结: to collude with, to collaborate with, to gang up with...
外资: foreign investment...
学时: class hour, period...
响应: to respond to, answer...
观念: notion, thought, concept, sense, views, ideology, general impressions...
受灾: disaster-stricken, to be hit by a natural calamity...
恩赐: favor, to give charity to sb out of pity...
起初: originally, at first, at the outset...
